Compare Money Transfers from Singapore to the Philippines
Send more, pay less. See the real cost of every transfer — fees and hidden exchange-rate markups — before you send money home.
✓ Licensed providers only · ✓ Prices checked with timestamps · ✓ Independent & free
How to find the cheapest transfer in 3 steps
The lowest fee is not always the cheapest option. Here is how to compare providers fairly.
Check the mid-market rate
This is the “real” exchange rate banks use with each other — your benchmark for spotting hidden markups.
Compare what your family receives
Enter the same SGD amount on each provider and compare the final PHP amount after fees and exchange rate.
Match the delivery method
Bank deposit, GCash or Maya e-wallet, or cash pickup. Prices and speed can differ for each.
Latest guides
- Best money transfer apps for domestic helpers in Singapore 2026
Compare best money transfer for domestic helpers Singapore: start with Wise for bank deposits or Remitly for cash pickup, then check pesos received and timing. - Best GCash transfer services from Singapore 2026
The best GCash transfer from Singapore uses direct wallet payout. Compare recipient pesos, delivery estimates and wallet limits before choosing a service. - Best door to door remittance services to the Philippines 2026
Best door to door remittance Philippines: choose verified home delivery. Compare payout methods and recipient access before sending money from Singapore.
Choose by how your family receives money
Different providers are stronger for different payout methods.
Bank deposit
Best for regular monthly support to a BDO, BPI, Metrobank or other Philippine bank account.
GCash / Maya e-wallet
Often the fastest option. Money can arrive within minutes and be used right away.
Cash pickup
Useful when your recipient has no bank account. Collected at pawnshops and remittance centres.
Providers we cover
We review licensed providers serving the Singapore → Philippines route.
Wise
Mid-market exchange rate with a transparent upfront fee.
Visit Wise →WorldRemit
Global transfer provider supporting bank deposits, cash pickup, and mobile wallets.
Visit WorldRemit →Remitly
Bank, e-wallet and cash pickup options across the Philippines.
Visit Remitly →Revolut
Multi-currency account and card with international transfers.
Visit Revolut →Full reviews coming soon. Always confirm the final price on the provider’s official website before sending.
Why you can trust our comparisons
Our methods are published so you can check our work.
- We check every provider in the same time window, using the same amounts
- Every comparison shows the date and time prices were checked
- First-transfer promotions are labelled separately from standard pricing
- Commissions never decide our rankings — see our Affiliate Disclosure
Frequently asked questions
What is the cheapest way to send money from Singapore to the Philippines?
It changes daily and depends on the amount and delivery method. Compare the final PHP amount your recipient gets, not just the fee.
Is a “zero fee” transfer really free?
Not always. Many providers earn money through a weaker exchange rate. A small fee with a better rate can cost less overall.
How do I know a provider is safe?
Check that the provider is licensed by the Monetary Authority of Singapore (MAS) using the MAS Financial Institutions Directory.
How fast will my money arrive?
E-wallet and cash pickup transfers can arrive within minutes. Bank deposits may take from minutes to 1–2 business days, depending on the provider and bank.
FinPayWise provides general information only, not financial advice. We may earn a commission from some links, at no extra cost to you. Learn more.